Going Cashless at the Point of Sale: Hits and Misses in Developed Countries
نویسندگان
چکیده
The penetration of bank accounts among the • population. The weak business case for deploying a • sufficiently dense network of acceptance terminals (automated teller machines [ATMs] or point-of-sale [POS] devices) in environments with low economic activity or population density. The cost of communications underpinning the • real-time authorization of payments, in markets with limited communications infrastructure or for very low-value transactions (for which the communications cost as a percentage of the transaction cost may be too high).
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